Soon was a bank that existed only on a smartphone, and that came with a totally new User Experience approach. We contributed to create this app... in 2012-2013. Yes. N26 did not exist yet.
The only comparison we had was a UK project that ended up in an unfortunate failure: Egg Bank (the name is now re-used for something completely different).
Our main contribution in this project ? The on-boarding process and a KYC happening in only 17 minutes end-to-end, 24/7... Back then, it was a major feat, as most bank would still be taking about 3 weeks to open your bank account.
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https://www.culturebanque.com/banques/soon/