We've helped Banque de France scope a potential and compliant blockchain solution for cash transactions as well as Delivery-versus-Payments, that could be used for the entire Eurosystem. This solution was called DL3S and was experimented & trialed in 2023.

A famous restaurants & bars chain in Brittany, France, asked our help to implement a payment card with a dedicated token. Their specific technology was a connected beer-keg, and they needed a "Pay-as-you-pour" mechanism (Patent FR3018514B1 owned by NDMAC Systems).

BPCE had acquired a number of fintech startups, the BaaS being part of its partnership with VISA, and was trying to make them comply with EU regulations: in particular DSP2, AML5 and GDPR. That's when we kicked in.

Ainabl is a US company bringing quantum computing & artificial intelligence together. Mission was to apply these capabilities to specific use cases useful for potential clients.

Brac reached out to us to scope their WE-SOLVE project. They needed a secure way to distribute micro-loans in remote locations in Africa, where children cannot do their homeworks due to working in the fields and lacking electricity in the evenings.

AXA holds a large number of business partners worldwide, supplying both the insurance policies and the claims management. The mission: enable full automation of the coverage calculation, and provide automatic and vocalized responses in interaction with personal assistants of B2B2C insured end-customers.

Have you ever been stuck on the road under the rain, your car unwilling to carry you & your family back home ? AXA Partners wanted to ensure your experience be as smooth as possible, with an app.

BNP Paribas suffered a number of penalties due to a too long delay in answering its customers' complaints. But shortening this delay using conventional Lean / 6-sigma methodology revealed to be very tricky, so we simply disrupted the process altogether.

The Cambodian Central Bank needed to enhance the use of its national currency, the Riel, and contribute to build a better trust in local banks. In deed, Cambodia was one of those countries where people did not place their money in banks yet.

As EIDAS was slowly approaching, banks in the EU started to think of potential new opportunities: Would they consume digital identities, or would they produce it?

Soon was a bank that existed only on a smartphone, and that came with a totally new User Experience approach. We contributed to create this app... in 2012-2013. Yes. N26 did not exist yet.

AXA is a well-known world-wide insurer. In 2007-2008, it had a bank-insurance vision, only as long as the banking products would not create problems for its insurance products. And so did we start on a Journey, to design BaaS back when APIs where not yet adopted by banks.